If it feels as if everything around you is getting more expensive, it’s not just your mind playing tricks on you! The Social Security Administration saw a 2.5% hike in the Social Security and Supplemental Security Income benefits in 2025 as compared to 2024 - a clear indicator of an increase in the cost of living. And this isn’t just typical inflation at play; the rising prices even apply to your beloved, wallet-friendly fast-food joints.

Recently, FinanceBuzz, a financial website, shared its research revealing the significant increase in fast-casual restaurant prices over the past five years, identifying the chains with the most notable price rises.

To delve into this trend, researchers analyzed the menu prices across 16 popular fast-food chains in the US over a five-year period, comparing the costs of identical items. What they discovered was an across-the-board price surge. As stated in the report, "The inflation rate in the US rose by 22% from 2020 to 2025. However, the average price increase at 16 popular chain restaurants was roughly double at 42% during the same period."

One standout on the report was Waffle House – a chain that’s seen its prices practically hit the roof! The report revealed an astounding 96% rise in prices since 2020 in this breakfast hotspot. And what's more, prices could further escalate, mainly due to its new egg surcharge and the ongoing avian flu disaster.

At Waffle House, the price increase was general. For example, hashbrowns that cost only $1.95 in 2020 would lighten your wallet by $4.20 in 2025 – that’s a monstrous 110% increase! Additionally, coffee prices have also jumped from $1.80 in 2020 to $3.15 in 2025.

Not far behind on the chart is IHOP, with an average of an eye-watering 82% price hike over the past five years. According to the study, the 2x2x2 combo at IHOP witnessed the largest surge of 129%.

Interestingly enough, these two breakfast joints are specific anomalies. Other price rises have been less steep but still noteworthy. Texas Roadhouse saw a 46% average increase, with TGI Friday, Applebee's, Cheesecake Factory, Hooters, Chilis, Denny's, and Cracker Barrel trailing behind, marking the top ten.

Chris Lewis, the director of digital PR at FinanceBuzz, commented on the situation: "I don’t think most Americans will find it shocking that restaurant prices have been on the rise, but the difference between prices a few years ago versus now might induce some sticker shock."

Lewis further clarified that the point is not to discourage eating out, but rather to make consumers aware of how they spend their money to maximize enjoyment.